Can't say no you see the world "SALE"? Even though you struggle with debt and have no savings? Do you wonder at the end of the month where your money went? Minimalist Money Makeover will show you a way out of bloated credit card misery and teach you how to keep a budget that covers all your needs. Finances don't have to be painful. The book presents: The main reasons behind compulsive shopping and hoarding and how to overcome them. How to downsize your expenses without depriving yourself of what you love to splurge on. This is not a "get rich in a month" book. I can promise, however, that following the tips in this book, you'll eliminate debt, learn how to save, account for all of your expenses, and never feel your accounts running low again. The budgeting techniques presented in this book are applicable to any income, and you can adjust it to your needs to serve you the best. Within a few minutes you can create a budget that keeps your financial anxiety away. My name is Michelle Moore...I have been living as a freelancer in the past few years. Even though I never knew how much I would have the next month, I was always able to have enough for my essential expenses, personal pleasures, and savings. Reset your expenses: pay yourself first, spend on what truly matters. Incorporate minimalism into your finances. Become an aware consumer. Learn the psychology behind compulsive shopping and compulsive hoarding. Control your spending impulses. Grow your financial stability every day. Learn multiple budgeting methods and choose the best for you. Start a 7-step program that grants you financial security. Financial plans to eliminate debt. Become better with numbers, calculations, projections, and analyses. 1. Language: English. Narrator: Anna Doyle. Audio sample: http://samples.audible.de/bk/acx0/104953/bk_acx0_104953_sample.mp3. Digital audiobook in aax.
Are you looking to retire or relocate on a fixed income? In, How to Retire on a $1000 Monthly Budget, we explore the state that offers retirees a jackpot of savings in the form of great entertainment and food discounts, no state income taxes, low cost of living, low housing expenses as well as being one of the most pension friendly and military friendly states in America. Over 75 million Americans and over ten Canadian Baby Boomers agree that weather, safety, housing, healthcare, affordability, and entertainment will be a significant factor in any relocation decision. Don't hesitate and go on wondering if you could have or should have taken advantage of the opportunity. This audiobook will stir your imagination and give you new channels of information as you decide on one of life's major transitions. 1. Language: English. Narrator: Robert J. Eckrich. Audio sample: http://samples.audible.de/bk/acx0/012670/bk_acx0_012670_sample.mp3. Digital audiobook in aax.
Do you want to live a life of luxury within a limited budget? Have you ever compromised on luxuries due to a tight budget? Are you worried about your increasing expenses? Don’t have budget to meet the needs? If you answered yes to any of these questions, then this book is for you.50 Things to Know About Living a Life of Luxury on a Budget by Amara Abid offers amazing facts that unfold the secrets of living a luxurious life on a budget with all practical tips. Most books on living a life of luxury on a budget tell you about things that will allow you to fulfill the dream of your luxurious life, but the tips provided by other books are sometimes not applicable for many people with low budgets. Although there's nothing wrong with that as they bring many facts that you are not aware of. In fact, such books are also good for certain audiences. Based on knowledge from the world's leading experts, the purpose behind this research is to provide the tips for living a luxurious life to people, answering all their queries and concerns over the issue of budget. In these pages, you'll discover many new and interesting ideas that will change your life, and I am sure that change will be very positive, and you will surely love it.This book will help you to eschew all the facts that have been playing a role in making your life complicated. You will be glad to receive genuinely nice facts that allow you to manage the life within your selected budget.By the time you finish this book, you will know all the details that can easily be executed in real life to match the standards of real people.So grab your copy today. You'll be glad you did. 1. Language: English. Narrator: RJ Malyk. Audio sample: http://samples.audible.de/bk/acx0/123432/bk_acx0_123432_sample.mp3. Digital audiobook in aax.
The book offers a fresh perspective on how to save your travel dollars. It’ll help you crack the code to meaningful, impactful, and low-cost trips by tackling one of the biggest trip expenses: lodging.So much of the budget travel advice today is about how to save a few bucks here and there. Suggestions either include indulgent vacation packages that aren't that affordable or sharing dorm rooms, sometimes in sketchy parts of town. Hostels aren’t necessarily bad, but there are way more options out there that most travelers overlook.With more than seven years of living abroad and long-term travel under their belts, the author and her husband have discovered a different way to do budget travel. An unconventional way. It opens doors to more meaningful, transformational experiences with locals while saving money and allowing you to travel longer and dig deeper in each place.Skip the trial-and-error stage of unconventional budget accommodation strategies like work exchanges, house-sitting, homestays, and other travel hacks. Piggyback on everything Michelle has figured out, and start stretching your travel dollars soon after.This book will help you to;Stretch your money - travel for a full month, at the same cost or less, of a typical one-week vacationLeverage the sharing economy to live rent-free in some of the most desirable destinationsSkip the trial-and-error stage with house-sitting, work exchanges, couchsurfing, and other platforms by applying lessons learned from case studiesArm yourself with check lists and practical, step by step guidance to get the most out of each accommodation experienceLeave behind cookie cutter tours and standardized hotel experiences for more meaningful independent travel without sacrificing comfort and privacyThis book is for you if:You want to travel more but don't have unlimited funds./l 1. Language: English. Narrator: Michelle Chang. Audio sample: http://samples.audible.de/bk/acx0/129524/bk_acx0_129524_sample.mp3. Digital audiobook in aax.
If you are looking for a way to live using a minimalist budget and to save more, this book is for you! Filled with so many ideas in spending, money management, investing, and so much more, this book will give you insights on how you can spend less, save more, and grow your money.This book will help change the way you handle money, finances, and expenses. It will also teach you about the many different ways you can manage your spending, so you don’t end up in debt. The processes and ideas contained in this book are proven effective in keeping your expenses low while keeping your income high.Another great thing about this book is that it is easy to understand and follow. There is no technical financial jargon to worry about as everything is presented in terms that ordinary people can understand. You do not have to call up your banker friend to explain terms and technicalities to you. Of course, as you make use of the different financial products to grow your short-term and long-term savings, your financial adviser should be able to explain all the pertinent details to you as well.Other things that you can learn from this book include:The important reasons why you buy the things you do - understanding your spending behavior is key to controlling itHow to be less susceptible to ads - you can improve your spending willpower with incredible tips on how to ignore adsImproving your spending habits - find ways on how to improve your spending habits, so you never feel remorse or guild after buying something. Insert minimalism into your life - minimalism will help you feel less clutter and more in control of your life - some ways to achieve the minimalistic lifestyle and habits can be found hereImprove your finances and secure your future - everyone wants financial freedom - let us help you be free of debt and live life to the fullestSavings - know why savings are important and what you can do to 1. Language: English. Narrator: David W Miller. Audio sample: http://samples.audible.de/bk/acx0/128977/bk_acx0_128977_sample.mp3. Digital audiobook in aax.
Would you like to know what the freedom of traveling or living inside an RV is like? Living or traveling in an RV can be an amazing experience... if you know exactly what to expect. Many are lured toward living the RV lifestyle before doing proper research and finding out if it's really for them. Here's some of what you can expect to learn: The top mistakes that first-time RV users tend to make that cause them to have second thoughts about renting, buying, traveling, or living in a motorhome How to do intelligent budget planning and make your money last three to four times longer while on the road How to identify if the RV lifestyle is for you Best items, tools, and equipment that will make your life on the road much easier How to prevent or solve the most common problems that can go wrong with an RV Other than following the advice inside this guide, no previous skill or specific knowledge is required to get started living the RV lifestyle. Whether you're looking for early retirement or spicing up your life with more adventures, an RV can be an excellent gateway to the freedom many crave. Avoid headaches. Learn the most important things there are to know to avoid having second thoughts. There is no better time to start the journey towards a life full of low expenses, freedom, and adventure. 1. Language: English. Narrator: Bob D. Audio sample: http://samples.audible.de/bk/acx0/100890/bk_acx0_100890_sample.mp3. Digital audiobook in aax.
Do you want to get out of debt once and for all? Are you tired of living from paycheck to paycheck, feeling like you never have quite enough? With this audiobook, you have a comprehensive guide to doing a complete overhaul of your financial situation, from debt relief to retirement planning and everything in between. You will even learn how to do a professional assessment of your finances, so that you can see exactly what you have to work with and how to construct a plan uniquely suited to your needs. After listening to this guide to frugal living, you won't need to spend extra money that you don't have on a professional financial advisor. Discover how to live frugally and free yourself from debt painlessly. Also, you'll discover: Simple lifestyle changes that will eliminate clutter and save you money. Proven investment strategies that you can use to earn more money. How you can build a savings no matter how tight your budget is. And much more! Table of Contents Chapter 1: Do it Yourself Financial Assessment: Learn how to do a financial assessment like a pro, so you can see exactly where you stand as of now. Chapter 2: Freeing Yourself from Debt: Listen about strategies for managing your debt and becoming totally debt free. Chapter 3: Planning Your Dream Retirement: Get tips and tricks for planning for the retirement you always dreamed of. Chapter 4: A Brief Guide to Wall Street: Learn the basics of investing and how to build an investment portfolio with low risk and high reward. Chapter 5: Savings 101: Everything you need to know about building a savings in any situation. Chapter 6: Minimalism for Maximum Gain: How to cut your expenses by eliminating clutter and knowing your priorities. 1. Language: English. Narrator: Sorrel Brigman. Audio sample: http://samples.audible.de/bk/acx0/044172/bk_acx0_044172_sample.mp3. Digital audiobook in aax.
Create the best possible catered events with this unique resource Food and beverage costs represent one of the biggest expenses in most event budgets, yet meeting planners often do not know enough about catering and foodservice to make informed choices in this area. A Meeting Planner's Guide to Catered Events is the first book to address food and beverage management techniques and tactics specifically for meeting and event professionals. Its main purpose is to help you create the best possible catered events by obtaining maximum value for your available budget. A Meeting Planner's Guide to Catered Events provides information that applies to any type of event--from low-cost to extravagant. Information for specific event types is included as well. The coverage gives you a working understanding of: * The basics of catering and typical catered events * On-premise and off-premise catering * How to set up a room for catering * How caterers approach staffing * Catering for low-cost vs. elaborate events, themed events, outdoor events, and more * Using outside suppliers * Contracts and negotiating procedures Useful as both a comprehensive manual and a go-to guide, A Meeting Planner's Guide to Catered Events features helpful learning tools including 'Professional Advice' text boxes throughout, end-of-chapter summaries and review questions, a glossary, and more. Whether you're an event planning student or a professional, this thorough and accessible resource will give you an edge to create that successful and memorable event, all while ensuring the best choices are made to meet your budget.
Bridesmaids today face an average expense of more than $3,000 when they accept the invitation to be in a bridal party. Add in the cost of travel and lodging-which is increasingly becoming necessary, with the growing popularity of destination weddings-and that $3,000 climbs to an even higher price tag. It's hard to say no when a friend asks you to be a part of their wedding, but in this economy, most bridesmaids just don't have the money to participate-not without ending up with a handful of maxed-out credit cards and a whole lot of resentment, anyway. In Bridesmaid on a Budget, Sharon Naylor-the author of multiple best-selling budgeting books for brides-offers women advice on how to beat the system. Naylor gives tips on where to find the best, most affordable dresses and accessories; planning fantastic (but low-cost) showers and bachelorette parties; giving a great wedding gift without emptying your pocketbook; minimizing the extra expenses of a destination wedding; and more. For the almost 10 million women per year who become one, Bridesmaid on a Budget is an indispensable guide to being a brilliant bridesmaid-without breaking the bank.